“Tinkoff Platinum”

High credit limits

A credit limit is the maximum amount you can charge and owe on your credit card. The exact amount of credit is established by the bank and can be increased at the bank’s discretion up to 300 thousand rubles. For those clients who become active credit cards users, the credit limit can be increased up to 2 million rubles!

Credit Grace Period — up to 55 days

The bank will not charge interest on your transactions if you pay off the full balance of your credit card within 55 days.

Low interest rates

If you did not pay-off your credit card entirely during the grace period, then the bank calculates interest. One advantage of a “Tinkoff Platinum” card is the low rate: the base purchase rate is only 12.9% annually. There are no concealed commissions! You pay only that which is indicated in your tariff plan.

Repayment without commission

The bank’s repayment network is constantly expanding so you will always be able to find a location where it is easy for you to pay.

But one unvarying aspect always remains and that is that you will never pay a commission. Repayment of your credit card account using Tinkoff partner networks is completely commission free!

Flexible repayment terms

“Tinkoff Credit Systems” offers you flexible terms of repayment. You can chose your repayment amount with only one condition: that you pay no less than 5% of your last statement balance each billing period.

A revolving credit limit

You can pay for different goods and services up to your credit limit. Your available credit is “renewed” when you pay some or all of your credit card balance and the card can be used over and over again.

Exceptional service

The bank’s call center works twenty-four hours a day to support you and your needs. All phone calls to customer service representatives are toll free within Russia. Controlling and accessing your account is easy since the bank provides full information via telephone, electronic and postal communications.

Simple process to get your credit card

To get your own “Tinkoff Platinum”, you don’t have to visit a bank branch or submit a multitude of random and complex documentation. All you have to do is simply fill out an application, make a copy of your passport and send it all by mail!